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	<title>Mark Menconi</title>
	<link>http://markmenconi.com</link>
	<description>Houses For Sale In Yorba Linda</description>
	<lastBuildDate>Wed, 06 Jul 2011 07:16:03 +0000</lastBuildDate>
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		<title>Should I Work With An Agent To Sell My Home?</title>
		<description><![CDATA[The economy is down right now, and that has a to do with events that have taken place in the real estate market.  Many people feel that they are going to be able to save thousands of dollars in commission by selling their house on their own, rather than using an agent, since most agents [...]]]></description>
		<link>http://markmenconi.com/should-i-work-with-an-agent-to-sell-my-home</link>
			</item>
	<item>
		<title>Underwriting &#8211; Steps Toward Recovery</title>
		<description><![CDATA[Our economy is in the rut, and much of it has to do with the housing crises. Prices have been relatively flat over the last few years, but there are still hundreds of thousands of foreclosed homes on the market, with many more to come in the future. Not only that, but underwriting standards have [...]]]></description>
		<link>http://markmenconi.com/underwriting-steps-toward-recovery</link>
			</item>
	<item>
		<title>Simple Steps Toward Economic Recovery</title>
		<description><![CDATA[While it is true that we have a complicated economic system, there are still simple rules that we should follow in order to move us out of this current real estate slump that we are in. There are not many markets that affect the economy as a whole in the way that real estate does. [...]]]></description>
		<link>http://markmenconi.com/simple-steps-toward-economic-recovery</link>
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		<title>Refinancing: Understanding The Basics</title>
		<description><![CDATA[A refinance, simply put, is taking out a loan that pays for the principle and interest on your current loan. People do this in order to take advantage of interest rates that are lower than when they first received their loan. While this typically adds some years to the loan, it can save thousands of [...]]]></description>
		<link>http://markmenconi.com/refinancing-understanding-the-basics</link>
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		<title>Understanding The Fannie Mae Multifamily Fixed Rate Mortgage</title>
		<description><![CDATA[For those of you who do not know, when we are talking about a multifamily residence, we are talking about a property which is obviously designed to house multiple families, and is almost exclusively considered an investment property. Both individuals and firms are interested in these types of investments, because of the large cash flow [...]]]></description>
		<link>http://markmenconi.com/understanding-the-fannie-mae-multifamily-fixed-rate-mortgage</link>
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		<title>Listing Agreement Differences</title>
		<description><![CDATA[If you are selling your home, and have decided to use the assistance of a real estate agent, then congratulations. I always believe that using an agent is much better and financially sound than selling your property on your own. With that being said, there is a lot that is still your responsibility, most of [...]]]></description>
		<link>http://markmenconi.com/listing-agreement-differences</link>
			</item>
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		<title>Improving Your Credit Score</title>
		<description><![CDATA[Your credit score is growing more and more important, especially in leu of todays recent market activities. Underwriters are requiring credit scores to be pristine in order to qualify for loans on purchases such as real estate, cars, etc. There are several things that we can do to improve our credit score, all of which [...]]]></description>
		<link>http://markmenconi.com/improving-your-credit-score</link>
			</item>
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		<title>Selling Your Home For The First Time?</title>
		<description><![CDATA[There is no doubt that we are currently in a buyers market. Home affordability is at an all time high, and interest rates have reach levels that make purchasing a home easier than ever. With the influx of real estate owned and foreclosed properties, this type of market can prove very difficult to sell your [...]]]></description>
		<link>http://markmenconi.com/first-time-seller</link>
			</item>
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		<title>Should I invest In Rental Properties?</title>
		<description><![CDATA[Absolutely! Interest rates are at record lows, and home affordability is at an all time high. In fact, did you know that, according to the National Association of Realtors, 20% of the homes sold in April were purchased by investors? This is a testament to the opportunities that are available in real estate for people [...]]]></description>
		<link>http://markmenconi.com/should-i-invest-in-rental-properties</link>
			</item>
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		<title>Opportunities For Home Buyers</title>
		<description><![CDATA[As the last few years have progressed, we have seen tough times in our economy.  The unemployment rate has been dropping, gas prices have been hiked up, and we are seeing consumer confidence at an all time low.  Even the real estate market has been hit in a very bad way.  Fortunately, with the rates [...]]]></description>
		<link>http://markmenconi.com/opportunities-for-home-buyers</link>
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